Copyright

The copyright and material on this website is owned by Credit-Score (a trading style of My Credit Score LTD) and is protected by the copyright laws of the United Kingdom.

The material on this website may only be used by those who access it from the
United Kingdom and such users will be entitled to copy any such information for
their own personal use but may not republish, store or reproduce any such
information in any manner, including but not limited to electronic reproduction,
without the prior written consent of Credit-Score. Any unauthorised downloading,
retransmission, or other copying or modification of any of the contents of this
website may be in breach of statutory or common law rights which could be the
subject of legal action. Credit-Score disclaims all liability which may result from any unauthorised reproduction or use of the information on this website.

Liability

Credit-Score shall not be liable for any direct or indirect, special, incidental or
consequential damages, including the loss of profits, business revenue or goodwill
arising from the use or access of or inability to use or access, interruption or
availability of this website, its operation or transmission, computer viruses, loss of
data or otherwise in respect of its use.

Any exclusions or limitations or restrictions of liability contained in these terms and
conditions of use and access of this website shall be subject to the qualification that nothing contained in any such exclusion or limitations or restrictions of liability shall operate to exclude or restrict any duty or liability of Credit-Score to any person which it has under the Financial Services and Markets Act 2000 or its amendments.

Warranties

The information, materials and functions contained in this website including text,
graphics, links or other items are provided on an “as is” basis excluding any
warranty whatsoever, express or implied, including but not limited to warranties of
satisfactory quality, fitness for a particular purpose or freedom from computer
viruses. Credit-Score excludes any liability for any errors in or omissions from
information, materials, and functions included in this website or any third party
websites linked to or from this website.

Jurisdiction

This website is intended to be accessed only by persons located in the UK and
Credit-Score makes no representation that any information, materials, or functions
included in this website are appropriate for use in any other jurisdiction. However, if
you are unsure whether the products and services referred to on this website are
available to you, please write to us at: Credit-Score, Bank Chambers, Market Place
Stockport, SK1 1AR.

Personal Data & Privacy Policy

As the Internet is not a secure medium of communication, Credit-Score cannot
guarantee the security of any information you input on this website or send to us on the Internet. Credit-Score is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information.

To minimise the possible risks associated with the provision of personal data, every
on-line application on this website is encrypted using 256-bit encryption – the latest and most powerful encryption technology available. This ensures information is virtually impossible for anyone else to read unless they have the ‘key’ or password.

A secure communications link, called a Secure Socket Layer (SSL), encrypts all the
information passed between your browser and Credit-Score online applications.
For further information on how your personal data is used, stored and retained
please refer to our privacy policy on the homepage.

Web Links

The provision of Credit-Score of a link to another Website does not constitute any
 authorisation by Credit-Score to the user to access material held at that location, nor is it evidence of any endorsement by Credit-Score of the material held there. Credit-Score accepts no responsibility or liability for the privacy of your personal
information on such Websites, as these are beyond our control Credit-Score will
accept no responsibility or liability in respect of any materials on any Website which is not under its control, these sites contain their own privacy policy, and the user should ensure they have read and understood them prior to providing them any data.

Website Problems

This website has been extensively tested and should work properly at all times.
However, if you experience a problem at any time, please return to the homepage
and try again. If the problem persists you can contact us by following the link on the ‘Contact Us’ page.

Enforceability

In the event any provision of these terms and conditions of use and access to this
website is held unenforceable, it will not affect the validity and enforceability of the
remaining provisions and will be replaced by an enforceable provision that comes
the closest to the intention underlying the unenforceable provision.

Information

Information provided in this website is believed to be reliable when posted.
However, Credit-Score cannot guarantee that information will be accurate, complete and current at all times. All information on this website is subject to modification from time to time without notice.

Governing Laws

The terms and conditions of use of this website shall be governed by and construed in accordance with the laws of England and Wales.