What's Included?
Who is Lowell Financial Ltd?
Lowell Financial Ltd is a UK-based provider of debt management and collection services. Founded in 1985, the company provides specialist advice to individuals and businesses on managing and ultimately paying off their debts. Lowell works with creditors, debtors, and other stakeholders to provide a tailored approach to dealing with financial problems.
Will Lowell Financial Ltd come to my home to collect debts?
Will Lowell Financial Ltd come to my home to collect debts? This is a question that many debtors may have if they owe money to this UK-based company. The answer is: it depends, and there are certain circumstances where Lowell Financial Ltd may choose to visit your home to collect a debt.
Lowell Financial Ltd will not visit your home to collect debts. They prefer to work with debtors through other methods, such as telephone calls, emails, and letters. However, in some cases, Lowell Financial Ltd may decide that a home visit is necessary if the debtor has failed to respond to their communication or is considered high-risk.
How will Lowell try and chase me if I choose not to pay?
Lowell Financial Ltd will take various steps to try and get you to pay your debt if you choose not to. One of the first things they may do is send you a letter or an email asking for payment. The letter will likely explain the debt you owe, the terms of repayment, and any penalties that may be incurred if you do not make payments.
Lowell Financial Ltd may contact you by telephone if you do not respond to the letter. They may call during business hours or leave a message on an answering machine. The purpose of the call is to remind you of your debt and encourage you to make payments. If they do get in touch, you must respond promptly and discuss any problems that may be preventing you from making payments.
How can Credibble help me?
Dealing with debt can be overwhelming, especially when debt collectors or bailiffs are involved. Don’t panic! The Credibble Team is here to help. We can help you to stop proceedings and reduce the cost of your debt for free.
We offer a unique debt solution service that is partnered with Equifax, a world leader in providing consumer credit report data. This means we can provide instant access to all your major debt without you having to search through paperwork. Furthermore, we have gained the support of the NatWest Accelerator Programme for business and have a multiyear relationship with the organisation. We have extensive and unique knowledge of personal finances that goes far beyond debt solutions – so you can trust that you are in safe hands.
What are Lowell Financial Ltd’s rights?
Lowell Financial Ltd has a range of rights regarding debt collection and management. As a creditor, Lowell Financial Ltd is entitled to pursue the outstanding debt from a debtor in accordance with the terms of the agreement between them. This includes having the right to send letters, make phone calls or arrange visits to collect the debt. They may also refer the debtor to a debt collection agency or take legal action if necessary.
What are my rights against Lowell Financial Ltd?
As a debtor, you have certain rights against Lowell Financial Ltd, including the right to question and dispute the amount of debt claimed and any associated fees. You also have the right to request written proof that the claimed amounts are correct. In addition, you may request a payment plan if you cannot pay off your outstanding debt in full. Lastly, you can request that Lowell Financial Ltd stops sending communication regarding your debt as long as all required payments have been made. It is important to remember that unless these requests are met by Lowell Financial Ltd, they may continue pursuing legal action against you for non-payment of debt. Therefore it’s essential to understand your rights and obligations when dealing with this type of indebtedness.
Frequently Asked Questions about Lowell Financial Ltd
Is Lowell a legitimate debt collector?
Lowell Financial Ltd is a legitimate debt collector specialising in collecting unpaid debts. Founded in 2006, Lowell has become one of the leading providers of debt collection services for businesses and individuals in the UK and Europe. Lowell works with creditors to recover unpaid debt and pursues legal action against those who cannot pay their debt. As such, they are a legitimate debt collector and should be treated as such if you owe them money.
What happens if I ignore my debt with Lowell Financial Ltd?
Ignoring your debt with Lowell Financial Ltd can be dangerous and should not be taken lightly. If you fail to respond to any communication or requests for payment from Lowell Financial Ltd, they may take legal action against you to collect the debt. This could include taking court action, applying for a charging order on your property, or seizing your assets.
It is always best to contact Lowell Financial Ltd as soon as possible and attempt to negotiate a payment plan you can afford. This will ensure the debt does not spiral out of control and prevent repercussions such as bad credit ratings. Credibble can help you if you struggle to manage your debt with Lowell Financial Ltd – join us to learn more.
Is Lowell a legitimate debt collector?
Lowell Financial Ltd is a legitimate debt collector specialising in collecting unpaid debts. Founded in 2006, Lowell has become one of the leading providers of debt collection services for businesses and individuals in the UK and Europe. Lowell works with creditors to recover unpaid debt and pursues legal action against those who cannot pay their debt. As such, they are a legitimate debt collector and should be treated as such if you owe them money. Click here to see how other people rate Lowell Financial Ltd.
Is it possible to write off my debts with Lowell Financial Ltd?
t is possible to write off your debts with Lowell Financial Ltd. However, this process will not happen overnight, and certain criteria must be met to achieve a successful debt write-off.
To qualify for a debt write-off, you must demonstrate that you cannot pay your debts due to financial hardship. This means you must provide evidence of your current financial situation and prove that you can’t pay the full amount owed.
Once this has been established, Lowell Financial Ltd will review your case and may offer a debt write-off if they agree that you can’t pay the full amount. It is important to remember that this process can take some time, and it is best to seek professional advice to ensure your debt write-off application is successful.
What is the Lowell Group?
The Lowell Group is a global financial services and asset management firm based in the United Kingdom. Founded in 2006, it has since grown to become one of the leading debt collection agencies in Europe, offering a range of solutions for individuals, small businesses, and large corporations.
Who does Lowell Financial Ltd collect for?
Lowell Financial Ltd collects debt for various clients, including banks, credit card companies, retail stores, telecommunications providers, and utilities. They also work with government agencies to collect overdue taxes and other public debts. By providing a range of services to their clients, Lowell Financial Ltd helps them manage their debt more effectively and recover the money owed.
Can I be taken to court by Lowell?
Yes, Lowell Financial Ltd can take legal action against you if you cannot repay their debt. This could include taking court action and applying for a charging order on your property or seizing your assets to recover your money. If legal proceedings are commenced, the court will consider all the evidence presented to decide on a fair and reasonable outcome.
It is always best to contact Lowell Financial Ltd as soon as possible to negotiate a payment plan you can afford. This will ensure that the debt does not spiral out of control and will avoid further repercussions, such as legal action or bad credit ratings. Credibble can help you if you struggle to manage your debt with Lowell Financial Ltd – Get started for free!
How do I contact Lowel Financial?
Lowell Financial Ltd provides a wide range of services, including debt collection and debt management. If you are struggling to manage your debt with Lowell Financial Ltd, you must contact them as soon as possible to negotiate a payment plan you can afford.
One way to contact Lowell Financial Ltd is by telephone. Their Customer Services team is available Monday to Friday from 8 am- 6 pm and can be contacted on 0800 696 4252. Alternatively, you can use their online contact form or email them at customerservices@lowellgroup.co.uk.
How is Lowell Group regulated?
The Lowell Group is a well-established global financial services and asset management firm fully committed to providing ethical, fair, and responsible debt collection practices. As a result, Lowell Financial Ltd is subject to extensive regulation to ensure they meet the highest standards of conduct regarding debt collection.
Lowell Financial Ltd is authorised and regulated by the Financial Conduct Authority, meaning that it is monitored and audited regularly to ensure that it complies with all relevant regulations. Furthermore, Lowell Financial Ltd is also a signatory of both the Data Protection Act (DPA) and the Consumer Credit Act (CCA), which provide additional protection for consumers.
I have a complaint about the Lowell Group
If you have a complaint about the Lowell Group, then there are several steps that you can take to ensure that your concerns are heard and addressed. Firstly, you should contact Lowell Financial Ltd directly via telephone, email, or their online contact form. The Customer Services team will be able to provide advice and assistance concerning your particular situation and help resolve any issues you may have.
If your complaint is not resolved to your satisfaction, then you can make a formal complaint to Lowell Financial Ltd by writing to Complaints Manager, Lowell Financial Ltd, 10-11 Charterhouse Square, London EC1M 6EB. Alternatively, you can contact the Financial Ombudsman Service (FOS) at www.financial-ombudsman.org.uk or by calling 0800 023 4567.
Who are Lowell Solicitors and what is the relationship with Lowell Group
Lowell Solicitors are a team of specialist lawyers who are part of the Lowell Group, a global financial services and asset management firm fully committed to providing ethical, fair, and responsible debt collection practices. The Lowell Solicitors team is dedicated to helping customers who owe money to Lowell Financial Ltd to understand their rights and obligations and work towards finding the best solution to their debt issues. The team comprises qualified and experienced solicitors who can advise on various matters, from negotiating payment plans with Lowell Financial Ltd to helping customers understand their legal obligations regarding paying off their debts.
How do I make payment to Lowell Solicitors?
You can do this in several ways if you need to pay Lowell Solicitors. You may pay them by cheque or set up a direct debit with your bank. Alternatively, you can make payments online through the Lowell Group website. In some cases, Lowell Financial Ltd may also provide other forms of payment, such as onsite cash deposits or via money transfer services, such as PayPal. Any payments must be made accurately and on time to avoid any potential penalties or legal action from being taken against you. If you have any questions about how best to pay Lowell Solicitors, then it is advisable that you contact them directly for more detailed advice and assistance.
What is Lowell’s registered address?
Lowell Financial Ltd’s address is 10-11 Charterhouse Square, London EC1M 6EB. The company’s official address handles all communications and correspondence from customers.
What if I cannot afford to pay off my debts?
If you cannot make the minimum payments on your debts or have difficulties paying full repayment, the first step is to contact Lowell Financial Ltd.
The team at Lowell Financial Ltd will be able to provide advice and assistance with finding solutions to your debt issues. This may include offering flexible repayment plans tailored to your current financial situation and providing guidance on budgeting and money management techniques to help you regain control over your finances. They can also provide information on debt consolidation loans or other forms of credit which could help reduce some of the pressure associated with multiple repayments.
If you are still struggling to meet the payments, it is important not to ignore any notices or letters sent by Lowell Financial Ltd regarding overdue payments, as this could lead to further action being taken against you, such as legal proceedings. Instead, contact Lowell Financial Ltd for advice and assistance so you can devise a plan for dealing with your debt responsibly.
Are they a UK-based firm?
Yes, Lowell Financial Ltd is a UK-based firm. The company was established in 1997 and is headquartered in London, England. The company is registered with the Financial Conduct Authority (FCA) and complies with all relevant regulations and standards the authority sets. As a responsible debt collector, Lowell Financial Ltd has adopted a strict code of conduct which they adhere to in all their dealings.
What is a CCJ?
A County Court Judgement (CCJ) is a formal order issued by a county court that requires you to pay a debt. It states the amount of money owed, the name of the creditor, and the date by which you must pay. If you fail to pay in full before this deadline, the CCJ will remain on your credit record for six years, which may affect your ability to access credit. It is important to act quickly and contact Lowell Financial Ltd if you receive a court order and offer payment arrangements as soon as possible to avoid any further action being taken against you.
How do I repay my debts with a third-party debt collection agency?
When dealing with a third-party debt collection agency, there are a few key points to remember. First and foremost, you should always ensure that the agency is reputable and will act in your best interests. It is also important to be honest about your situation and provide accurate information, as this will allow them to develop a suitable repayment plan. Finally, try to pay off your debt immediately to avoid any long-term financial damage.
By taking the above steps, you can ensure that you are dealing with your debt in a responsible and efficient manner. If you have any questions or concerns about how best to repay your debts with Lowell Financial Ltd, contact their team as soon as possible. They can provide advice and support to help you regain control of your finances.
By understanding your rights, obligations, and available options when dealing with Lowell Financial Ltd, you can ensure that your debt is managed responsibly, which will benefit you and the company in the long run.
The content above has been written to provide an overview of debt management with Lowell Financial Ltd and advice on how best to handle this situation in a responsible manner. It is important to remember that every individual’s circumstances are unique.
What is an IVA?
An Individual Voluntary Arrangement (IVA) is a legally binding agreement between you and your creditors, including Lowell Financial Ltd, that can help you manage unmanageable debt. With an IVA, you offer to repay your debts in full or in part over an agreed period of time, and the creditors agree to write off the remainder. An IVA is a formal arrangement that requires professional advice to ensure the best outcome for all parties. Negotiating a reduced debt balance may also be possible depending on your circumstances. If you are struggling to manage your debt, it is important to contact Lowell Financial Ltd as soon as possible and explore all available options.
How has Covid-19 impacted debt collection?
The Covid-19 pandemic has significantly impacted the debt collection sector, with lenders and debt collection agencies struggling to keep up with the constantly changing economic environment. In particular, restrictions put in place by governments have meant that many traditional methods of collecting debt are no longer viable.
One major area of concern is the ability of debt collection agencies to contact customers. With many people struggling financially due to the pandemic, contacting them may not always be appropriate or effective. As such, it is important for lenders and debt collection agencies to ensure that they are taking all necessary steps to protect the interests of both their customers and themselves during this difficult time.
Is Carey Lowell part of the Lowell Group?
Carey Lowell co-founded Lowell Financial Ltd and is a part of the Lowell Group. The Lowell Group is an international debt collection agency that has been in business for over 30 years. Carey Lowell has worked with them for a long time and has been instrumental in helping to create their current market position.
