What's Included?
Who are Link Financial?
Link Financial is a leading provider of debt solutions and services in Europe. Founded in 2000, Link Financial has helped thousands of customers with their debt problems and has assisted them in getting back on track financially. Link Financial offers a range of services such as debt consolidation, credit management, debt advice and debt restructuring.
Will Link Financial come to my home to collect debts?
Link Financial does not send field agents to collect debt from customers. Instead, the company works with customers to help them resolve their debt problems to benefit both parties.
Generally, Link Financial will communicate with customers via phone, email or post. Customers can choose which method of communication they prefer, and contact information can be found on their website.
How will Link Financial chase me if I don’t pay?
Link Financial will usually begin the process of chasing customers who have not paid with a polite reminder letter. If a customer does not respond to this initial contact, further attempts at contact may be made, such as via telephone or email. If there is still no response, legal proceedings may be taken.
How can Credibble help me?
Dealing with debt can be overwhelming, especially when debt collectors or bailiffs are involved. Don’t panic! The Credibble Team is here to help. We can help you to stop proceedings and reduce the cost of your debt for free.
We offer a unique debt solution service that is partnered with Equifax, a world leader in providing consumer credit report data. This means we can provide instant access to all your major debt without you having to search through paperwork. Furthermore, we have gained the support of the Natwest Accelerator Programme for business and have a multiyear relationship with the organisation. We have extensive and unique knowledge of personal finances that goes far beyond debt solutions – so you can trust that you are in safe hands.
What rights does Link Financial have?
They have the right to pursue the legitimate debt owed and attempt contact with customers through various means to collect payment. They have the right to take legal action against customers who do not pay, which may include taking steps to obtain a County Court Judgement (CCJ). They also have the right to report any overdue or non-payment of debts on a customer’s credit file. Link Financial works within government regulations and must adhere to all relevant laws when dealing with debtor cases. It is important for customers in arrears or struggling financially to understand their rights regarding dealing with Link Financial and other debt collection agencies, so they can exercise their rights if required.
What rights do I have?
Customers have the right to be treated fairly and respectfully by debt collectors when dealing with any debt issues. Customers can access free debt advice from StepChange, an independent charity offering impartial advice on managing debt. Customers need to understand that they cannot simply ignore or stop dealing with Link Financial and must engage with them to work towards a solution. Customers should also be aware that Link Financial has the right to take legal action against them if their debt remains unpaid or is misrepresented.
Frequently Asked Questions about Link Financial
What happens if I ignore the debt?
Ignoring a debt can have serious consequences, both financially and legally. If your debt is not paid, it can be sent to a debt collection agency, which may take legal action against you. Unpaid debts can also be reported to credit agencies, which can negatively impact your credit score and ability to borrow money in the future. Therefore, customers facing debt trouble must contact Link Financial and work towards a repayment solution.
Can I write off my debt with Link Financial?
You can write off your debt with Link Financial depending on the circumstances. Generally speaking, if you can demonstrate that you cannot afford the repayments due to a change of circumstances (such as a job loss), Link Financial may be willing to negotiate a settlement amount lower than the total amount owed. This is known as a ‘hardship arrangement’; customers should contact Link Financial to discuss this possibility. Customers need to provide evidence that backs up their claim if they wish to successfully write off any debt owed.
Who do Link Financial debt collect debts for?
Their debt collection services are used by a wide range of public and private organisations, both large and small. This includes banks, credit card companies, utility providers, telecoms providers, insurance companies, government agencies and local authorities. Link Financial also works with certain retailers to collect overdue payments from customers who have not paid for goods or services.
How can I contact Link Financial Outsourcing Limited about my debt(s)?
Customers struggling with the debt they owe to Link Financial Outsourcing Limited have several options for contacting them. Firstly, customers should visit their website to make an online query or click on the ‘Contact us’ button. This will take them through to a range of contact details that can be used for general enquiries, debt advice, and discussing repayment options. Customers can also email Link Financial or write to their head office in London.
Who regulates Link Financial?
Link Financial Outsourcing Limited is regulated by the Financial Conduct Authority (FCA), an independent regulator responsible for regulating financial services in the UK. The FCA has established a set of rules and regulations that Link Financial must adhere to when providing debt collection services, such as ensuring customers are treated fairly and with respect at all times.
Are Link Financial a legitimate company?
Link Financial Outsourcing Limited is a legitimate company regulated by the Financial Conduct Authority (FCA). Created in 1998, Link Financial is a leader in debt collection services and works with many public and private organisations. With over 19 years of experience, Link Financial has gained expertise in dealing with complex debt cases from all industries and providing customers with debt advice and assistance. Customers can be sure they are dealing with a legitimate company when they contact Link Financial. Click here to see how other people rate Link Financial.
How do Link Financial Outsourcing work?
Link Financial Outsourcing work by helping their clients recover overdue debts and unpaid payments. This is done by sending out letters, making phone calls and taking legal action where necessary. They use the latest technology to ensure that all data is secure and up to date. Link Financial will contact them directly when a customer fails to pay.
How do I complain about the company?
Link Financial Outsourcing Limited take complaints seriously, and customers can make a complaint in several ways. Firstly, customers can contact the company using the details provided on their website. Providing as much detail as possible regarding the complaint, including any reference numbers or letters sent, is important. Customers may also wish to include a copy of any correspondence they have had with the company. Alternatively, customers can submit a complaint to the Financial Ombudsman Service (FOS) online or via post by completing a Complaint Form. The FOS is an independent body that helps resolve disputes between customers and financial services companies.
Where can I go for debt advice?
Regarding debt help, various resources are available to those struggling with debt they owe to Link Financial Outsourcing Limited. It is important to seek advice as soon as possible when faced with financial difficulty to ensure the best possible outcome and outcomes for all parties involved.
The Money Advice Service (MAS) is a free online resource that provides customers with debt advice, help and guidance. It also offers a range of budgeting tools and resources to help those in financial difficulty manage their money better.
Step Change is another organisation which can provide assistance when it comes to dealing with debt owed to Link Financial Outsourcing Limited. It offers free debt advice, help with budgeting and various other services. Step Change also puts customers in contact with approved debt advisors who can provide more detailed assistance.
I think my debt letter is an error
Regarding Link Financial Outsourcing Limited, customers may receive a debt letter that they believe is inaccurate or contains mistakes. If this is the case, it is important to contact Link Financial quickly to resolve the issue. Customers can do this by calling the number on their website or writing to their head office in London. Providing as much detail as possible regarding the debt letter, including any reference numbers or letters sent, is important.
How can I make a payment arrangement?
Making a payment arrangement with Link Financial Outsourcing Limited is easy and can be done through their website or by calling the customer service number provided. Customers must provide all relevant information regarding the debt, including any reference numbers or letters from Link Financial. They will then be asked to enter into a payment agreement specifying how much they owe, how often payments must be made, and when the final balance will be paid in full.
Once the payment plan has been agreed upon and signed by both parties, it is important for customers to keep up with their payments as outlined in the agreement. If customers fail to make payments on time or default on the agreement, then this could result in further action being taken against them, such as legal proceedings or garnishment of wages. Therefore it’s important that customers prioritise making timely payments so as not to incur any additional penalties or fees due to late/missed payments. Additionally, if financial circumstances change during this period of repayment, then it’s essential that customers contact Link Financial immediately to discuss potential hardship situations so that an alternative solution can be found before any negative action takes place.
Who collects HMRC debt?
HMRC uses a variety of debt collection agencies (DCAs) to collect debts on its behalf. These include UK-based companies such as Lowell Group, Capquest Debt Recovery and Cabot Financial, and international organisations like GFKL Financial Services and Credit Solutions.
