Do you owe money to Debt Recovery Plus instead of the parking authority for unpaid parking fines? Are you worried about how to deal with this debt and unsure of what your options are? This article will provide information on Debt Recovery Plus.
What's Included?
Who owns Debt Recovery Plus?
Debt Recovery Plus (DRP) is a debt collection agency located in the United Kingdom. The company was established in 2004 and is owned and operated by Experian Ltd. Experian Ltd, one of the world’s leading credit monitoring companies, is used by banks and other financial institutions to provide customers with credit scores.
How do Debt Recovery Plus collect unpaid debts?
Debt Recovery Plus collects unpaid debts through various methods, including skip tracing, outbound calls, letters and emails, and legal action. Skip tracing is the process of locating an individual who may have moved or disappeared without leaving any contact details. DRP uses this method to locate debtors who have gone missing or are avoiding paying their debt. They also use outbound calls, letters and emails to contact debtors directly. They may take legal action or pursue a court judgment against the debtor if all else fails.
Parking charge notices
Parking charge notices are issued by parking authorities in the UK for any unpaid parking fines. If a parking charge is not paid on time, the penalty increases and may eventually be passed on to Debt Recovery Plus for collection. The parking authority will issue a notice to the individual responsible for the unpaid fine, which will provide information about the debt amount and a deadline for payment. If the debt is not paid by the specified date, it will be passed on to Debt Recovery Plus, who will begin their debt collection process.
Debt letter
Debt Recovery Plus will send a letter to the individual responsible for the unpaid parking charge. This letter will provide important information about the debt, such as the amount owed when it is due and the consequences of non-payment. It will also have contact details of Debt Recovery Plus so that the individual can get in touch with them should
Repay online
Debt Recovery Plus offers a convenient online repayment option for debtors to make their payments. The online payment system is secure and easy to use. Debtors can pay the full balance or make partial payments in two ways: by credit card, debit card or PayPal.
Debtors must provide their payment details and the debt reference number when using the online payment portal. Once payment is made, Debt Recovery Plus will apply it to the debtor’s account and update their records accordingly.
Pros & Cons of paying debt to Debt Recovery Plus
Paying a debt to Debt Recovery Plus can be beneficial in some situations. One of the main advantages is that you will not have to deal with the parking authority directly. This can provide peace of mind, as debt collection agencies are usually more lenient and understanding than government entities. Furthermore, Debt Recovery Plus offers a convenient online payment system that makes it easier for debtors to pay off their debts on time.
However, there are also some downsides to using Debt Recovery Plus for debt collection. One of the main disadvantages is that they usually charge higher fees than the parking authority, so it can cost more in the long run. Additionally, if you fail to make a payment or keep up with payments, Debt Recovery Plus may take legal action to recover the money.
How can Credibble help me?
Dealing with debt can be overwhelming, especially when debt collectors or bailiffs get involved. Don’t panic! The Credibble Team is here to help. We can help you stop legal proceedings and reduce your debt for free.
We offer a smart debt tool to find all your main debts without searching through your paperwork. Our tool checks your debts against all the debt relief options you qualify for – so you know where you stand. Take the next step towards protecting your belongings and becoming debt free.
If you have received a letter or card from this debt collector, you can follow our two-step process:
Step 1: Use our smart debt tool to find all your debts and see if you qualify for a government-approved debt solution and;
Step 2: Request a call back to confirm all your options and agree on the most appropriate way to prevent legal action against you. Remember, all advice you receive is 100% free, and we aim to help you quickly and efficiently.
What to do if you owe money to DRP debt collectors
If you owe money to Debt Recovery Plus (DRP) debt collectors, there are several steps you can take to try and resolve the situation. The first step is to contact DRP as soon as possible. It is important to remember that the sooner you contact them, the better chance you have of avoiding late payment fees or legal action.
You can contact DRP directly by phone, email or letter. When you contact them, being prepared with all the necessary information about your debt, such as the amount owed and when it was incurred is helpful. You should also explain your financial situation honestly and openly so that they can work out a suitable payment plan for you.
How to contact Debt Recovery Plus about a parking fine
Debt Recovery Plus (DRP) offers a variety of ways to contact them about unpaid parking fines. Customers can call the customer service line on 0330 053 7380 or email them at hello@debtrecoveryplus.co.uk for any queries regarding payment plans, debt resolution and other related matters.
Additionally, customers can log into the DRP website and submit any queries or complaints through the contact form. If you would prefer to write a letter, you can send your query or complaint directly to DRP’s head office at:
Debt Recovery Plus Ltd
2nd Floor, Relay Building
18-24 Farringdon Lane
London EC1R 3GA United Kingdom
Frequently Asked Questions about Debt Recovery Plus
What happens if I can’t afford to repay DRP debt collectors?
If you cannot afford to pay off your debt to Debt Recovery Plus (DRP) debt collectors, it is important to contact them as soon as possible and explain your financial situation. DRP may be willing to develop a payment plan that works for both parties. This could involve easier terms, such as reducing the money owed.
Can a debt collection agency like DRP take you to court?
Yes, debt collection agencies like Debt Recovery Plus can take you to court if you cannot repay your debt. They may pursue legal action if they believe their attempts to contact and negotiate payments have been unsuccessful. This could involve filing a claim against you in the county court to recover their money. If a debt collection agency like DRP takes you to court, it is important to seek legal advice. Remember that although court action may be intimidating, there are ways to protect yourself and your finances.
What happens if I ignore a County Court Judgment?
Ignoring a County Court Judgment (CCJ) can have serious implications for the debtor. If a debtor has failed to pay their debt, the creditor can apply to the court for a CCJ. Once issued, they have 14 days to fulfil their obligations and make the required payments. If the debtor fails to do this, additional costs are added to their debt, and it can result in further legal action.
Taking any County Court Judgment seriously and speaking to the creditor, such as Debt Recovery Plus, about negotiating a suitable payment plan for you is important. Ignoring it could lead to bailiffs seizing your assets or wage garnishing, which are serious implications that must be avoided.
Can I make a complaint about a debt collection company like DRP?
You have the right to complain if you feel you have been mistreated or misinformed by a debt collection agency like Debt Recovery Plus (DRP). You can contact the Financial Ombudsman Service (FOS), who are responsible for handling disputes between customers and financial services companies.
When submitting your complaint, you should provide as much information as possible and state why you believe that the debt collection agency has acted unfairly. The FOS will then investigate the complaint and contact both parties to reach a resolution. If you are unhappy with the outcome, you can still appeal it or seek legal advice. Click here to see how other people rate DRP.
Where can I get more information on dealing with debt collectors like DRP?
When it comes to seeking information on dealing with debt collectors like DRP, a range of sources are available. Firstly, the Financial Ombudsman Service (FOS) provides free, impartial and independent advice to consumers struggling financially or hesitating to discuss their debts. Need our help now? Let a member of the Credibble team take you through your best options – click here to see your best options.
