Guide to Lifetime ISAs (LISAs)
In April 2017, the Lifetime Individual savings account (LISA) was launched. It is aimed at assisting first-time buyers to save a deposit to purchase a property, individuals who wish to save for retirement,
What is an Energy Performance Certificate?
If you are selling or renting out a home, an Energy Performance Certificate (EPC) must be required to indicate the property's energy efficiency. EPCs were introduced in 2007 and remain valid for 10 years.
What is a mortgage? A first time buyer’s guide
Understanding how mortgages work can be overwhelming, particularly as various options are available. In this article, we will explain to help you navigate the process, particularly if you are a first-time
Buying a property – hows does the conveyancing process work?
It is essential to comprehend the various steps involved in conveyancing when purchasing a property. This will help you understand the role of your conveyancer in the process. The following guide pertains
Is it better to rent or buy?
For some individuals, deciding whether to rent or buy can be a dilemma. While many believe buying is the superior option and that paying rent is a waste of money, it may not always be the best choice
What is a variable rate mortgage?
A variable rate mortgage is a type where the interest rate and the monthly repayments may fluctuate either downwards or upwards. Three types of variable rate deals are standard variable rates (SVRs),
How to save money on a new kitchen
Looking to have your kitchen redone? A new kitchen can help breathe new life into your cooking and give you a better, more energy efficient space to work in. But a kitchen remodel isn’t cheap. Here’s some ideas for how to save money on a new kitchen.
Is the Housing Market About to Stagnate?
We have seen a large boom in the housing market for the past two years. Yet with the current economic situation and the threat of recession looming, will this cause a period of stagnation in the market?
The Time bomb of Mortgage Payments
The Bank of England recently raised interest rates to the highest levels in 25 years. With this we are seeing the issue of how will people afford their mortgage payments? In this article we take a look at what these issues are and what people can expect.
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
The Question of Affordable Housing
A recent report form the ONS has made for some bleak reading. In it we can see house prices surging and becoming more and more difficult to afford. In this article we take a look at the report, what the issues are and their possible solutions
10 Tips for Keeping Your House Cool in a Heatwave
Introduction In Britain we are currently in the midst of a heatwave, with temperatures set to soar to…
How will my credit report and deposit affect my mortgage?
When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise…
All about the Help to Buy ISA
The Help to Buy ISA is a savings account that is part of a scheme run by the…
Everything you need to know about Help to Buy Equity Loans
You could be able to afford your dream home with the aid of Equity Loans - a "Help to Buy" scheme offered to prospective first time buyers.