Guide to Lifetime ISAs (LISAs)
In April 2017, the Lifetime Individual savings account (LISA) was launched. It is aimed at assisting first-time buyers to save a deposit to purchase a property, individuals who wish to save for retirement,
What is an Energy Performance Certificate?
If you are selling or renting out a home, an Energy Performance Certificate (EPC) must be required to indicate the property's energy efficiency. EPCs were introduced in 2007 and remain valid for 10 years.
What is a mortgage? A first time buyer’s guide
Understanding how mortgages work can be overwhelming, particularly as various options are available. In this article, we will explain to help you navigate the process, particularly if you are a first-time
Buying a property – hows does the conveyancing process work?
It is essential to comprehend the various steps involved in conveyancing when purchasing a property. This will help you understand the role of your conveyancer in the process. The following guide pertains
Is it better to rent or buy?
For some individuals, deciding whether to rent or buy can be a dilemma. While many believe buying is the superior option and that paying rent is a waste of money, it may not always be the best choice
What is a variable rate mortgage?
A variable rate mortgage is a type where the interest rate and the monthly repayments may fluctuate either downwards or upwards. Three types of variable rate deals are standard variable rates (SVRs),
Will it Become Easier Getting a Mortgage?
The Bank of England is set to unveil a change in the mortgage application system. This change could see it become easier to get a mortgage. In this article we take a look at what this change is and what it spells out for people.
The Question of Affordable Housing
A recent report form the ONS has made for some bleak reading. In it we can see house prices surging and becoming more and more difficult to afford. In this article we take a look at the report, what the issues are and their possible solutions
How will my credit report and deposit affect my mortgage?
When taking out a mortgage, you’ll want to make sure you get the best rate possible – otherwise…
How to save up a deposit to buy your first home
You’re looking to buy a home? Fantastic! Now, you just need to save up a deposit to put…
The top 6 first time buyer pitfalls
Buying your first property is one of the biggest purchases you will ever make and amounts for the…