What factors affect your credit score? Here’s what you need to know.
No-one has a universal credit score. This means there’s no rulebook to tell you how many credit points are…
Understanding the Absence of a Credit Score
If you find yourself without a credit score, there are several reasons why this might be the case.…
5 steps to improve your credit score
Good credit scores are crucial as they can significantly ease various financial endeavours. Taking a moment to…
Failed A Mobile Phone Credit Check? Here’s what to do.
If you're reading this, you're probably contemplating a new mobile phone contract or maybe failing an 'o2 credit check' or 'three credit check'. Whatever has led you to this moment, know you're not alone!
Soft Credit Check vs Hard Credit Check: What’s the Real Difference?
Sometimes lenders and other firms will run a credit check if you apply for credit or use other…
Stolen Identity? See How To Report Identity Theft
To report identity theft can be a painful task, especially when you are unsure of what exactly has been taken. ID theft occurs when an individual steals your private information, including financial and person
Is There An Electoral Roll Credit Score? The low down.
There isn't a specific electoral roll credit score. However, being on the electoral roll can influence your credit score/rating. Taking certain steps can improve your credit
The Rental Credit Check – The Guide
Renting a house or flat can be daunting, even for the most intrepid renters. Securing the ideal property and scraping together enough cash for a deposit is only the beginning. Next comes the nail-biting stage
Consolidated debt loans for bad credit – Your Guide
You are probably looking for consolidated debt loans for bad credit because you're finding it difficult to make payments on several types of credit. you might benefit from a debt consolidation loan.
Does Overdraft Affect Credit Score? UK – Know the facts
An overdraft is a form of Short-Term Credit. If you're considering getting an overdraft or just want to know does overdraft affect credit score - look no further. For an overdraft, understanding how it functions
Does betting affect credit score?
Betting can be fun, as long as you enjoy it responsibly. Betting may not show up on your credit report, but it can hurt your credit score. If you form a habit, it could throw your finances into havoc. Be sure to know your limits and stop when it stops being fun.
Looking at Personal Contract Purchases to finance a car? Read this first
If you’re looking at options for car financing, you might be looking into Personal Contract Purchases, or PCPs. PCPs are attractive to car buyers, because they allow you to buy a car in instalments over a number of years, while getting to use the car. However, are they as great a deal as they first appear?
Does being in your overdraft affect your credit score?
An overdraft can be a great way to boost your credit score. But if you start eating into your overdraft, this can make you look bad in the eyes of lenders.
Do Direct Debits improve your credit score?
A Direct Debit is an agreement made with an organisation that means they can directly charge your bank account. Do direct debits improve your credit score? The short answer: Yes! But there are some caveats to be aware of.
Does applying for Universal Credit affect your credit score?
In 2013, the Government introduced Universal Credit to replace and combine six benefits. It is now claimed by…